Every company has a CFO. Now your money does too.
A CFO doesn't just record transactions — they tell you where the margin is leaking, who's paying late, and whether the books are ready to file. HisabAI does exactly that for your personal and shared money: category insight, leak detection, settlement tracking, a single health score, and a filing-ready vault — the India-first app for tracking and splitting expenses, free to start.
Last updated: 2026-07-06
Two ways to run your money
Left is money without a CFO. Right is the same money with one. Every row is a real HisabAI feature, not a promise.
See the whole picture
Without a CFOSpends scattered across UPI apps, cards, and cash — no single view of where it all goes.
With HisabAICategory insight across every source — food, rent, travel, subscriptions — in one ledger.
Catch the leaks
Without a CFOA subscription quietly bills for its twelfth month before anyone notices.
With HisabAILeak detection flags it: “Wi-Fi auto-debited 12 months — still being used?”
Track who owes whom
Without a CFO“I'll pay you back” three weeks after the trip. Nobody remembers the amount.
With HisabAILive balances and settlement punctuality — who's settled, who's overdue, at a glance.
Consolidate the household
Without a CFOFamily money lives in one person's head and a WhatsApp thread.
With HisabAIFamily pool tracking by head and category — visibility without settling every rupee.
Keep the books filing-ready
Without a CFOMarch: a scramble through email for Form 16, rent receipts, and 80C proofs.
With HisabAITax Vault organises receipts by financial year and section; export a zip for your CA.
Report one honest number
Without a CFOA vague feeling you “spent too much” this month, with nothing to point to.
With HisabAIThe Hisab Score — a single spending-health number that moves with your habits.
Close the month
Without a CFOThe month just… ends. Next month starts the same way.
With HisabAIAn AI monthly brief: what changed, what to watch, in a few plain lines.
A CFO writes you a brief. So does HisabAI.
The kind of monthly commentary a finance team would write up — generated from your own ledger, in plain language.
- LEAKTransport is up 40% over 3 months — mostly weekend cabs.
- OVERDUER hasn't settled the Goa trip in 21 days.
- IDLETwo streaming subscriptions unused for 60+ days.
- READYTax Vault: 6 of 8 filing documents in place for FY 2025–26.
Ready to read your own money like this?
Get the appOne CFO across every kind of money
The same command over four very different account books — each with its own deep dive.
Where your CFO draws the line
A good CFO knows the limits of the role. So does ours — stated plainly.
Your money stays in your hands
HisabAI is not a bank, NBFC, wallet, or payment processor, and never moves a rupee. Settlement happens in your own UPI app — we just keep the tally.
Your credentials stay on your device
We never store your UPI PIN, bank credentials, CVVs, full card numbers, or OTPs.
Your records stay yours to file
Tax Vault organises receipts by year and section — you or your CA file the return. And your Hisab Score is internal to HisabAI: never a CIBIL score, never reported to any credit bureau.
It advises like a CFO, within limits
“Personal CFO” describes the analysis, not regulated financial or tax advice. The AI is assistive — you approve every entry, and it has no access to your bank or UPI account.
THE BOTTOM LINE
Hire your Personal CFO.
It's free to start. Personal, group, family, and trip money — one India-first app that tells you what your money is actually doing.
Get HisabAI
Join the Public Beta and start tracking in minutes.
Support: support@hisabai.in
Business: hello@hisabai.in
HisabAI does not store your UPI PIN or bank credentials.