1. Introduction
HisabAI (“we”, “our”, “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, store, process, and safeguard your information when you use the HisabAI mobile application, website, and related services (collectively, the “Service”).
By using HisabAI, you agree to the practices described in this Privacy Policy. If you do not agree, please discontinue using the Service.
2. Information We Collect
We collect the following types of information:
A. Information You Provide
- Name
- Mobile number
- Email address (optional)
- Profile details
- Expense entries, group details, settlement data, and financial inputs
- Feedback or communication
B. Automatically Collected Information
- Device information (model, OS, unique identifiers)
- IP address
- Usage analytics
- Error logs and performance metrics
C. Third-Party Information
- Payments initiated via UPI apps
- Authentication and verification providers
We never collect or store sensitive details like UPI PINs, CVVs, passwords, or bank credentials.
3. How We Use Your Information
We use your information to:
- Provide and improve the Service
- Create and manage your account
- Track personal and group expenses
- Calculate settlements between users
- Provide AI-powered financial insights and suggestions
- Send important notifications and updates
- Ensure security and prevent fraud
- Comply with legal obligations
4. AI, Analytics & Automated Processing
HisabAI uses machine-learning and AI models to categorize expenses, identify patterns, and offer insights. You acknowledge that:
- AI outputs may not always be accurate
- Insights are informational, not professional advice
- Data may be processed anonymously for improving model accuracy
5. Sharing of Information
We do not sell or rent your personal information.
We may share data with:
- UPI/payment apps — only when you initiate a settlement
- Service providers (cloud hosting, SMS OTP, analytics)
- Law enforcement when required by law
All third-party partners follow strict confidentiality and security obligations.
6. Data Storage & Security
We use industry-standard security practices to protect your data, including:
- Encryption (in transit & at rest)
- Secure cloud infrastructure
- Regular audits and monitoring
While we strive to safeguard your data, no system is 100% secure.
7. How Long We Keep Your Data
Your data is retained:
- As long as your account remains active
- As needed to provide the Service or comply with legal obligations
You may request deletion at any time.
8. Your Rights & Choices
You have the right to:
- Access your data
- Update or correct information
- Request deletion of your account and data
- Opt-out of non-essential notifications
- Withdraw consent where applicable
9. Children’s Privacy
HisabAI is not intended for users under the age of 18. We do not knowingly collect personal information from children.
10. International Data Transfers
Data may be stored or processed in servers outside India. We ensure all transfers comply with applicable privacy laws.
11. Changes to This Privacy Policy
We may update this Privacy Policy periodically. Updated versions will be posted on this page with the revised date.
Continued use of the Service after updates indicates acceptance of the revised policy.
12. Contact Us
If you have questions or privacy-related requests:
Email:
support@hisabai.in
Website:
www.hisabai.in