Form 16
Salary and TDS certificate from your employer.
Issued by employer by 15 June.
Updated for FY 2025-26 (AY 2026-27)
FILING CHECKLIST
Filing season, sorted.
The complete document checklist for filing your Income Tax Return in India — what you need, where to get it, and how to keep it organised.
What to collect
Your filing documents, in one list
Most salaried filers need all or most of these for FY 2025-26. Keep them in one folder so March doesn't surprise you.
AIS — Annual Information Statement
Consolidated record of your financial transactions reported to the IT Department.
Income Tax e-filing portal → Services → AIS.
Form 26AS
Tax credit statement — TDS, advance tax, refunds.
TRACES portal or e-filing portal → e-File → View Form 26AS.
Rent receipts
Monthly rent receipts and landlord PAN (if rent > ₹1,00,000/year) for HRA exemption.
From your landlord — keep monthly.
80C proofs
LIC, ELSS, PPF, NSC, tuition fees, principal repayment of home loan — up to ₹1,50,000.
Premium receipts, mutual fund statements, PPF passbook.
80D — Health insurance
Health insurance premium receipts for self, family, and parents.
Insurer's premium-paid certificate.
Home-loan interest certificate
Annual interest paid statement — up to ₹2,00,000 for self-occupied property.
Issued by your lender each financial year.
Capital gains statements
Equity, mutual fund, and crypto P&L for STCG / LTCG reporting.
Broker's tax statement or capital gains report.
Bank interest statements
Savings + FD/RD interest for the financial year.
Bank passbook, statements, or 'Interest Certificate' from net banking.
WHAT HISABAI DOES
Your documents, organised — not filed
01
Stores documents securely
Form 16, AIS, rent receipts, 80C/80D proofs, broker statements — all in one private vault. Encrypted in transit.
02
Organises by FY and section
Auto-tagged by financial year and the section it applies to (80C, 80D, 24b, etc.), so you can hand a clean pack to your CA.
03
Helps you review before filing
See what's missing, what's already in, and what last year looked like — in seconds.
WHAT HISABAI DOES NOT DO
We organise. We don't file or advise.
HisabAI does not file your ITR. It does not connect to the Income Tax Department's filing system.
HisabAI does not replace your Chartered Accountant or a tax professional. We don't offer tax advice.
If you need help filing, use the Income Tax Department's official portal or work with a CA. We're a document vault — that's all.
Income Tax Department portalAFTER FILING
HisabAI keeps working after April.
Once filing is done, HisabAI tracks your monthly expenses, splits rent and trip costs with friends and family, and gives you Hisab Score insights through the year.
See HisabAI for everyday moneyCommon questions about filing
When do I need to file my ITR for FY 2025-26?
For salaried individuals without business income, the usual ITR filing deadline is 31 July following the financial year — so 31 July 2026 for FY 2025-26. Late filing is allowed with a penalty until 31 December.
Should I file under the old or new regime?
It depends on your deductions. The new regime usually wins without major 80C / 80D / HRA / home-loan claims because of lower slabs and a generous ₹12 lakh rebate. Old regime wins when your total deductions cross roughly ₹3.5–4 lakh. Use the HisabAI tax calculator to compare both for your exact numbers.
What if I lost my Form 16?
Ask your employer's HR or payroll team to re-issue it — they keep digital copies. As a backup, AIS and Form 26AS show salary TDS reported by your employer, so you can still file even if Form 16 is delayed.
Do I need both AIS and Form 26AS?
AIS is the broader statement and largely supersedes 26AS — but the IT Department still publishes 26AS, and reviewers and CAs often cross-check both. Keep both. AIS shows more (mutual funds, securities, foreign remittance); 26AS focuses on TDS and tax credits.
Can I file my ITR myself?
Yes. The Income Tax Department's e-filing portal lets you file ITR-1 (for salaried with simple income) or ITR-2 (with capital gains) yourself — for free. If your return is more complex (business income, foreign assets, presumptive taxation), a CA is worth the spend.
Is HisabAI a tax filing service?
No. HisabAI is a privacy-first document vault that organises your tax documents by financial year and section. We do not file returns, we do not give tax advice, and we don't connect to the IT Department's filing system. We're built to make filing day simpler — not to replace your filer.
Get HisabAI
Join the Public Beta and start tracking in minutes.
Support: support@hisabai.in
Business: hello@hisabai.in
HisabAI does not store your UPI PIN or bank credentials.