ABOUT

About HisabAI

HisabAI is built by Synergon AI Private Limited to make personal and shared expense management simpler for Indian users. The app helps friends, roommates, families, and trip groups track spending, split bills, understand balances, and use AI-assisted summaries — without spreadsheets, without storing UPI PINs, and without selling user data.

Last updated: 2026-06-20

Who we are

HisabAI is the product of Synergon AI Private Limited, an India-based company focused on personal-finance tools. The team brings together engineers, product designers, and finance practitioners who saw that existing expense apps were not fitting how Indian households and groups actually manage money.

We are headquartered in India and build for Indian users first — INR-native, UPI-friendly, and aware of how families, roommates, and trip groups in India share money in practice.

Our mission

Most expense apps stop at tracking — they tell you what you spent. We think the real value is in understanding — what changed, where it leaks, and what to do next. HisabAI is built to move from tracking to understanding without making the user maintain a spreadsheet on the side.

Equally important: cover the four real contexts in Indian money — personal spending, friend / roommate groups, family households, and trip groups — in one app, with insights that connect them.

Why we built HisabAI

Six specific gaps in existing tools, each of which shaped a HisabAI design decision:

• Spreadsheets break down for ongoing shared expenses — entries get forgotten, recurring bills need re-entered formulas, and there is no mobile flow.
• Global shared-expense apps assume settlement after every transaction — which fits friend groups but not Indian families that pool money.
• Family expense tracking needed a pool model, not a transactional one — track by head and category, not by who owes whom.
• UPI is how Indians actually settle — the right flow is hand-off to your preferred UPI app, not generic "mark as settled".
• Receipt scanning needed Indian formats — restaurant bills, kirana chits, online delivery PDFs, petrol pump receipts, Form 16.
• Filing-relevant receipts pile up over the year — Tax Vault keeps them organised by financial year and section so March is not a scramble.

Product philosophy

Five principles that guide every product decision:

• AI assists, never replaces — voice, OCR, and category suggestions speed up entry; you stay in control of every final entry
• Personal and shared in one app — most apps pick one; we cover both because real money is both
• India-first by design, not by translation — INR, UPI, family pool model, Indian receipt formats
• Privacy-first — no UPI PINs stored, no third-party ad networks, no data sold to brokers
• No dark patterns — no fake urgency, no buried unsubscribes, no manipulated retention metrics

Privacy philosophy

Five concrete commitments around how we handle your data:

• We do not store UPI PINs, bank login credentials, CVVs, full card numbers, OTPs, or net-banking passwords
• We do not sell personal data and do not share it with data brokers
• We do not run third-party advertising networks inside the app or on this site
• Your data is encrypted in transit (TLS) and at rest. We are explicit that we are not end-to-end encrypted in the strict technical sense, because features like AI summaries and cross-device sync require server-side processing.
• Our Privacy Policy and Data Retention Policy are publicly available — not gated behind a sign-up

The team

HisabAI is built by a small product team in India under Synergon AI Private Limited. We work directly on the things you see — the app, the AI features, the privacy posture, this website, and the support inbox. If you need to reach someone who actually works on the product, email support@hisabai.in.

Where to find us

HisabAI lives on the app stores. Our company and team live on social channels and at the addresses below.

Legal

All our public legal documents are linked below:

Frequently asked questions

Who builds HisabAI?

HisabAI is built by Synergon AI Private Limited, an India-based product company. The team includes engineers, product designers, and finance practitioners who focus full-time on the app and its supporting infrastructure.

Is HisabAI based in India?

Yes. HisabAI is headquartered in India and built for Indian users first — INR-native, UPI-friendly, aware of Indian family and roommate patterns, and tuned for Indian receipt formats.

Where is HisabAI's data stored?

Data is stored in cloud infrastructure with encryption in transit (TLS) and at rest. The Data Retention Policy on our website describes how long different categories of data are retained and how deletion works.

Does HisabAI sell my data?

No. HisabAI does not sell personal data, does not share data with data brokers, and does not run third-party advertising networks inside the app or on this website.

Is HisabAI a bank, NBFC, wallet, or payment processor?

No. HisabAI is an expense tracking and bill-splitting app. Actual payments happen through your own UPI app or other settlement method — HisabAI does not move money and is not a regulated financial entity.