Product updates
How AI cancels mutual debts automatically
See how our engine pairs dues across friends to reduce payments and clean up balances.
Read more
New: AI CFO dashboards + UPI auto-settlement
Smarter Expense Management with AI
Split bills, track spending, settle groups — instantly, automatically, accurately.
Smart reminders with mutual debt cancelationUPI-ready in 30 secondsWorks across groups, trips, roommates
Group clarity this month
+28%
Recovered via auto-settle
₹12,400
Faster closeouts
2.4×
Live control center
Realtime cashflow pulse
Syncing
Monthly spend forecast AI
₹58,400
Spent
₹18,200
Due
₹6,540
Saved with AI
₹2,150
Group balances
₹24,800
Trip crew₹12,300
Room & rent₹8,420
Personal₹4,080
UPI ready
Instant settlement
30s
₹7,800
Settle in one tap with UPI links.
Collect now
People & splits
Smart matchPriya
Split from Manali trip
Aman
Pending rent share
Meera
Groceries & utilities
Pending settlements
Updated every sync
Due this week₹5,200
Cleared this month₹11,430
Financial OS built for shared money
Key Features
Glass card
AI-Powered Bill Splitting
Item-level OCR with AI to split fairly in seconds.
Glass card
Real-Time Group Balance
Live balances for every group with auto netting.
Glass card
UPI Auto-Settlement
UPI payment links auto-generated per person.
Glass card
Personal CFO Insights
AI suggestions to reduce burn and highlight anomalies.
Glass card
Multi-Platform Sync
iOS, Android, Web stay synced with offline-safe cache.
Glass card
Privacy-First Security
Bank-grade encryption and granular sharing controls.
Spend overview
App Dashboard Preview
Real-time
Spending
₹18.6K
Spending categories
Food & dining28%
Travel24%
Rent & bills22%
Miscellaneous26%
Group summary
₹34,200
Across friends, roommates, trips.
Pending settlements
₹12,640
Auto-cancel mutual dues.
UPI payment widget
₹4,500
Send or collect with UPI, locked to participant.
Generate QR/UPI link
Upcoming payouts
Personal cashflow₹1,820
Friends & trips₹920
Roommates & rent₹2,100
App Dashboard Preview
See everything in one CFO-style view.
- Visualize monthly spending
- Auto-cancel mutual debts
- Smart reminders
- Export PDFs
Built for every split
Use Cases
From quick coffee runs to full vacations and shared homes, HisabAI adapts to how your group spends.
Use case
Friends splitting bills
Transparent balances across every night out or brunch table.
Use case
Roommates sharing rent
Track rent, utilities, groceries, and who already paid.
Use case
Trip and outing expenses
Auto-cancel mutual dues and keep the itinerary stress-free.
Use case
Personal expense tracking
Tag card and cash spends to watch your monthly burn.
Fintech-grade reliability
Why HisabAI?
Accuracy, automation, accountability — together.
96%
Accuracy
AI-based categorization ensures every penny is accounted for.
99.3% item detection
0 manual
Automation
Auto-settlement logic handles complex group debts instantly.
Auto-settlement flows
24/7
Accountability
Spending prediction and smart reminders keep everyone on track.
Shared audit trails
Loved by teams
What Users Say
“HisabAI solved all our group trip headaches.”
Sarah J.
Trip planner
“The best way to manage shared expenses with roommates.”
Mike T.
Flatmate in BLR
“I love the AI insights, it helps me save more every month.”
Priya R.
Product manager
“UPI flows are smoother than any expense app we've tried.”
Arjun K.
Finance lead
Insights
From the HisabAI desk
Tips, releases, and behind-the-scenes on building an AI-first expense stack.
Product updates
Designing secure UPI settlements
What it takes to keep payment links safe, contextual, and time-bound.
Read more
Product updates
The ultimate group-trip checklist
A playbook for planning, tracking, and closing expenses while traveling together.
Read more
Flexible plans
Simple Pricing
Choose monthly or yearly with built-in savings.
Free
For quick splits
UPI + Cards
₹0/Monthly
- Unlimited groups & trips
- Basic AI bill scanning
- Manual UPI settlement links
Most Popular
Plus
For power planners
UPI + Cards
₹199/Monthly
- Auto mutual-debt cancelation
- Smart reminders & PDF exports
- UPI priority queue
- Multi-language support
Pro
For teams & finance leads
UPI + Cards
₹399/Monthly
- Advanced insights & forecasts
- Shared audit trails & roles
- Priority support
- Custom approval flows
Support
Frequently Asked Questions
Everything you need to feel confident with HisabAI.
Download / Open
Get HisabAI Today
Available on iOS, Android, and Web.
Bank-grade encryption and OTP-protected linksUPI • iOS • Android • Web
Live balance
₹18,420 collected
UPI settlementNetBank
₹6,200
Auto-generated link for Priya
Send UPIInstant
Trip crew₹2,450
Roommates₹1,160
Personal tracker₹860